WASHINGTON – The U.S. Department of the Treasury applauded the release of the 2026 update to the U.S. National Strategy for Financial Literacy from the Financial Literacy and Education Commission (FLEC), which is chaired by the Secretary of the Treasury and is composed of the heads of 23 federal agencies and the White House Domestic Policy Council.
“The newest United States National Strategy for Financial Literacy is a roadmap to help every American build the knowledge and skills needed to achieve financial security for themselves and their families,” said Secretary Scott Bessent. “The advent of Trump Accounts demonstrates what this approach looks like in practice. By giving young Americans and their families an opportunity to save and invest together, we can make financial education tangible, help a new generation establish sound financial habits from an early age, and build the knowledge and confidence to participate in our financial markets.”
2026 Update to the U.S. National Strategy for Financial Literacy
The Financial Literacy Strategy outlines the FLEC’s goals for advancing financial literacy and education across the United States and identifies priority areas and actions to help Americans build the knowledge and skills to make informed financial decisions, achieve their financial goals, and enhance their financial well-being.
The Financial Literacy Strategy establishes four priority areas for the FLEC:
- Youth Financial Capability: Build a foundation of basic financial skills starting in childhood and young adulthood to improve financial outcomes for the next generation of Americans.
- Saving and Investing: Increase Americans’ knowledge of saving and investing to build financial security and achieve their financial goals, including by promoting awareness of new savings and investment vehicles such as Trump Accounts for children.
- Digital Financial Literacy: Improve Americans’ knowledge and decision-making skills to enable the safe and confident use of digital financial products and services.
- Scams and Fraud Education: Equip consumers with the knowledge to recognize and avoid scams and fraud and the tools to mitigate the impact of potential losses.
The Financial Literacy Strategy also identifies best practices for delivering effective financial education, including providing actionable and timely education at key financial decision points, tailoring education to life stages and individual situations, reinforcing concepts over time, incorporating experiential and hands-on learning, supporting high-quality instruction, and evaluating program effectiveness.
The Financial Literacy Strategy was developed through consultation with FLEC-represented agencies, public input, and independent research on financial literacy and education.
Read Secretary Bessent’s letter as Chair of the Financial Literacy and Education Commission available here.
Read the full 2026 Update to the U.S. National Strategy for Financial Literacy available here.
The Financial Literacy and Education Commission
The Financial Literacy and Education Commission (FLEC) was established by the Financial Literacy and Education Improvement Act, Title V of the Fair and Accurate Credit Transactions Act of 2003 (P.L. 108-159). It provides a forum for its represented Federal entities to continue coordination and collaboration that advance financial literacy and education andincrease access to financial services for all Americans. FLEC-represented agencies develop consumer-friendly, trustworthy, and consistent educational materials and tools; conduct outreach to help consumers make informed and sound decisions that enhance their financial well-being; coordinate and implement research; and develop and implement policies to improve how financial education is delivered.
Learn more about FLEC and financial literacy resources at mymoney.gov.
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