Consumer Policy

The Office of Consumer Policy leads the Treasury Department’s work to empower more Americans to create financially secure futures for themselves and for their families, with access to safe and affordable financial products and services and the right information and knowledge for making sound financial choices. The office produces policy analysis on developments in financial services including emerging products and services provided by banks and non-bank institutions, payments, credit, financial technology, and related topics.

Financial Literacy and Education

The Office coordinates the Financial Literacy and Education Commission (FLEC) for the Secretary of the Treasury, who is the Chair of the FLEC.


The next public meeting of the Financial Literacy and Education Commission (FLEC) will be held on July 20, 2023, from 9:00 – 10:30 AM Eastern Time. FLEC members will attend the meeting in-person. The public can view the meeting through the live webcast here: Treasury webcast.

Treasury’s Under Secretary for Domestic Finance Nellie Liang will chair the meeting on behalf of the Secretary of the Treasury Janet Yellen. The Vice Chair of the FLEC, Rohit Chopra, Director of the Consumer Financial Protection Bureau, will also participate.

This meeting will focus on the financial literacy and educational needs of Tribal and Native communities.  U.S. Treasurer Chief Lynn Malerba will provide remarks as well as moderate a panel discussion with Native leaders.  The meeting will also feature a panel on the federal educational and financial literacy resources available to Tribal and Native communities.

You do not need to register to view the webcast. If you require a reasonable accommodation or communication access services such as Communication Access Real-Time Translation (CART) or sign language interpretation, please contact

Click here for the agenda


The office prepared the report Federal Financial Literacy Reform: Coordinating and Improving Financial Literacy Efforts. The report highlights the importance of financial literacy and education for all Americans and identifies ways to improve the delivery of financial education. The report recommends actions to enhance the federal government’s investments in financial education through better coordination, prioritization, and partnership with the private sector and state, tribal and local governments.

The Financial Literacy and Education Commission issued a new National Strategy for Financial Literacy 2020 .  The National Strategy details the federal government’s financial literacy priorities to empower consumers to make independent financial decisions and build financial resilience. The National Strategy lays the foundation         for coordination efforts between member agencies and between the public and private sector to meet these objectives.

Financial Security

This office provides leadership and policy development and analysis for empowering individual financial security and wealth building. Current topics include financial capability, saving and investing, access to consumer credit, innovation in financial services and student lending.  



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