U.S. Department of the Treasury

Participants are encouraged to report high-impact loans, financial services, and initiatives undertaken after ECIP investment.

5/8/2024: User Guide on Steps to submit the Voluntary Impact Highlight Report form through the ECIP Portal.

7/19/2023:  Voluntary Impact Highlight Report form .

Participants in ECIP are required to submit certain information, documents, or reports to the U.S. Department of the Treasury in accordance with the ECIP Interim Final Rule, the Participant’s Securities Purchase Agreement (SPA) with Treasury, and the Certificate of Designations of ECIP Preferred Shares (CoD) or Subordinated Note, as applicable.

12/13/2023: Guidance on Submission of Common Reports.

Participants in ECIP are required to submit a Quarterly Supplemental Report covering each quarter beginning with the closing date of its ECIP investment (the reporting period).

10/28/2024: User Guide on Steps to Submit QSRs through the ECIP Portal 

9/4/2024: (Updated) Quarterly Supplemental Report Frequently Asked Questions

1/8/2024: QSR 2.0 Demonstration Video

6/5/2023: QSR Reference Dataset. Participants should use this data in connection with determination and reporting of Qualified and Deep Impact lending to prepare QSRs.

6/5/2023: ECIP QSR Webinar – August 2022 Slide Deck. In addition to the QSR, these slides cover the rate reduction calculation in detail.  

4/21/2023: ECIP Quarterly Lending Webinar - April 2023 Slide Deck.

Insured Depository Institutions (IDIs) and Holding Companies

12/11/2024:  QSR Instructions for IDIs and Holding Companies: Version 5.0

12/11/2024: QSR Template 5.0 - BHC

Credit Unions

12/11/2024: QSR Instructions for Credit Unions: Version 5.0

12/11/2024: QSR Template 5.0 - CU                

Quarterly payment process guidance.

7/18/2024:  ECIP Payments Process Webinar slides 

Participants in ECIP are required to calculate and provide their baseline amount of qualified lending through an Initial Supplemental Report.  This baseline will be used to calculate the dividend or interest rates applicable to each participant in accordance with the Rate Reduction Incentive Guidelines and the ECIP legal agreements. Participants will be required to submit their Initial Supplemental Report 10 business days before closing their investment and receiving their funding. When a participant merges with or acquires a non-participating institution, the surviving entity must submit a supplemental Initial Supplemental Report. 

IDIs and Holding Companies

Initial Baseline Reporting

7/19/2023: ISR Instructions for IDIs and Holding Companies

7/20/2023: Schedule A Baseline Report Form for IDIs and Holding Companies

7/20/2023: Schedule B Disaggregated Baseline Report Form for IDIs and Holding Companies

Mergers and Acquisition Reporting

7/19/2023: ISR Instructions for IDIs and Holding Companies  – Merger or Acquisition with a non-participating IDI or holding company – Final Version.

7/20/2023: Schedule A Baseline Report Form for IDIs and Holding Companies – Merger or Acquisition with a non-participating IDI or holding company – Final Version.

7/20/2023: Schedule B Disaggregated Baseline Report Form for IDIs and Holding Companies – Merger or Acquisition with a non-participating IDI or holding company – Final Version.

Credit Unions

Initial Baseline Reporting

7/19/2023: ISR Instructions for Credit Unions

7/20/2023: Schedule A Baseline Report Form for Credit Unions

7/20/2023: Schedule B Disaggregated Baseline Report Form for Credit Unions

Mergers and Acquisition Reporting

7/19/2023: ISR Instructions for Credit Unions – Merger or Acquisition with a non-participating credit union – Final Version.

7/20/2023: Schedule A Baseline Report Form for Credit Unions – Merger or Acquisition with a non-participating credit union - Final Version.

7/19/2023: Schedule B Disaggregated Baseline Report Form for Credit Unions – Merger or Acquisition with a non-participating credit union - Final Version.

Initial Supplementary Report Datasets

The following sources provide tools to geocode addresses:         
Federal Financial Institution Examination Council: FFIEC Geocoder link         
Census Bureau: Census Bureau Geocoder link

Area Median Income Dataset         
Metropolitan and Non-metropolitan Counties Dataset*         
    *Rural Communities are counties designated “Non-Metro” in this dataset.         
Minority Communities Dataset         
Persistent Poverty Counties Dataset         
Underserved Communities Dataset         
Urban Low-Income Communities Dataset

Other ISR Resources

8/15/2023: User Guide to Download a Previously Submitted Initial Supplemental Report    

4/1/2022: ISR Reporting FAQ          

4/6/2022: User Guide for Submission of the Initial Supplemental Report

Institutions participating in the ECIP are required to submit certain information, documents, or certifications to the U.S. Department of the Treasury in accordance with the ECIP Interim Final Rule (IFR), the Participant’s Securities Purchase Agreement (SPA) with Treasury, and the Certificate of Designations of ECIP Preferred Shares (CoD) or Subordinated Note, as applicable.

5/16/2024: (Updated): Auditor Attestation Overview Presentation

3/8/2024: Form of Process and Controls Attestation of Independent Auditor  

3/8/2024: Procedures to Evaluate Emergency Capital Investment Program (ECIP) Quarterly Supplemental Reports in Connection with Auditor Attestations  

3/8/2024: Procedures to Evaluate Emergency Capital Investment Program (ECIP) Initial Supplemental Reports in Connection with Auditor Attestations

Legal Documents

For questions and concerns regarding legal documents, send an email to ecip@treasury.gov. Legal documents posted here are for information purposes only.

ECIP Statute

ECIP Statue H. R. 133—899 

Senior Preferred

3/29/2022: Senior Preferred - Securities Purchase Agreement  

3/29/2022: Senior Preferred - Certificate of designations         

3/29/2022: Senior Preferred - Letter Agreement         

8/11/2021: Senior Preferred Term Sheet

Credit Unions

3/29/2022: Credit Unions - Securities Purchase Agreement

3/29/2022: Credit Unions - Form of Subordinated Securities

3/29/2022: Credit Unions - Letter Agreement         

8/11/2021: Subordinated Debt Term Sheet for Credit Unions   

Mutuals and S Corporations

3/29/2022: Mutuals and S Corp - Security Purchase Agreement         

3/29/2022: Mutuals and S Corp - Form of Subordinated Securities         

3/29/2022: Mutuals and S Corp - Letter Agreement         

8/11/2022: Subordinated Debt Term Sheet for Mutual Institutions and S Corporations         

1/26/2024: Legal FAQs
Rate Reduction Incentive Guidelines 
Interim Final Rule - ECIP Restrictions on Executive Compensation, Share Buybacks, and Dividends