U.S. Department of the Treasury

SSBCI Capital Program Overview

Akiak Native Community, approved for up to $647,715, operates one program, an equity/venture capital (direct) program. The program invests in new wholly-owned Tribal businesses, targeting an investment in a wholly-owned startup business capable of competing for federal grants and offering needed services to the Tribal community.

Program information updated in January 2025

SSBCI Capital Program Overview

Alabama-Coushatta Tribe of Texas (ACT), approved for up to $721,363, operates a single loan participation program. The program invests in member-owned small businesses with a focus on businesses in the retail, food service, hospitality, and environmental-sustainability industries, among others. The Tribe expects its SSBCI program will provide expanded access to financing for entrepreneurs, employment opportunities for Tribal members, and promote overall economic growth for the Tribal community.

Program information updated in April 2025

SSBCI Capital Program Overview

A group of 36 Tribal governments that applied jointly through the Affiliated Tribes of Northwest Indians Economic Development Corporation (ATNI-EDC), approved for up to $32,670,205, operates three programs: a loan guarantee program (LGP) and two loan participation programs (LPPs). The LGP provides credit guarantees to support bids by Tribal or member-owned small businesses on construction projects funded by the Tribe or the federal government. The Tribal Bridge Financing Projects (TBFP) program, an LPP allocated $17,968,307, provides companion loans as pre-development capital for Tribal enterprises. The TBFP program gives special consideration for projects impacted by climate change. The Loan Participation for Tribal Entrepreneurs (LPTE) program, an LPP allocated $11,433,871, provides companion loans to Tribal entrepreneurs.

Program information updated in April 2025

SSBCI Capital Program Overview

Bad River Band of the Lake Superior Tribe of Chippewa Indians of the Bad River Reservation, Wisconsin, approved for up to $1,923,643, operates a single loan participation program (LPP). The LPP purchases loan participations originated by a Native Community Development Financial Institution (CDFI) to support Tribal member-owned small businesses across various industries. The LPP targets single owner-operated businesses and small businesses supporting regional broadband connectivity. The Tribe estimates that its SSBCI program will provide opportunities for member entrepreneurship, foster greater economic diversity for the Tribe, create local jobs, and potentially improve Tribal infrastructure.

SSBCI Technical Assistance (TA) Program Overview

Bad River Band of the Lake Superior Tribe of Chippewa Indians of the Bad River Reservation, Wisconsin, approved for $161,444 in SSBCI Technical Assistance (TA) grant funding, offers one-on-one legal services to businesses participating in the Tribe’s Capital program. The goal of the TA program is to provide eligible small businesses with the legal assistance to grow and expand their operations and secure approval for loans.

Program information updated in January 2025

SSBCI Capital Program Overview

Bishop Paiute Tribe, approved for up to $786,012, operates a loan participation program (LPP) and an equity/venture capital (direct) program. The LPP supports Tribally-owned and member-owned small businesses in a variety of industries. The equity/venture capital (direct) program supports several Tribally-owned businesses in the retail services industry. Collectively, the Tribe expects its SSBCI programs will create additional jobs for Tribal members and self-sustainable business ventures for the Tribe.

SSBCI Technical Assistance (TA) Program Overview

Bishop Paiute Tribe, approved for $79,713 in SSBCI Technical Assistance (TA) grant funding, designated its TA recipient, Bishop Paiute Development Corporation (Bishop Paiute), to partner with the Eastern Sierra Business Resource Center (BRC) and other TA providers to offer TA services to small business owners. Bishop Paiute uses the SSBCI TA program to provide accounting, legal, and financial advisory services to start, develop, and grow businesses. Bishop Paiute hopes to work with 10 clients annually over the course of the program by offering training and specialized TA services.

Program information updated in May 2025

SSBCI Capital Program Overview

Blackfeet Tribe of the Blackfeet Indian Reservation of Montana, approved for up to $3,826,184, operates one loan guarantee program and one loan participation program. Collectively, the two loan programs invest in small businesses, with a focus on Native-owned and local small businesses located on or near the eight federally-recognized Indian communities in the State of Montana. Potential investments include small businesses in the retail, tourism, and hospitality industries. The Tribe expects its SSBCI programs will provide entrepreneurship and employment opportunities for Tribal members and expand business infrastructure in tribal communities.

Program information updated in April 2025

SSBCI Capital Program Overview

Cachil DeHe Band of Wintun Indians of the Colusa Indian Community of the Colusa Rancheria, California, approved for up to $615,724, operates one program, an equity/venture capital (direct) program. The program makes direct equity investments in wholly-owned Tribal businesses with a focus on tourism and hospitality.

Program information updated in January 2025

SSBCI Capital Program Overview

Caddo Nation of Oklahoma, approved for up to $1,492,267, operates one program, an equity/venture capital (direct) program. The program targets existing wholly-owned Tribal businesses engaged in retail and convenience services, as well as new businesses engaged in meat processing, construction services, contracting, and clean energy related services, including environmental waste digesters, electric vehicle recharging stations and other similar businesses.

SSBCI Technical Assistance (TA) Program Overview

Caddo Nation of Oklahoma (Caddo Nation), approved for $125,240 in SSBCI Technical Assistance (TA) grant funding, is implemented by the Caddo Nation Economic Development Authority. The TA program provides shared accounting and related services to its three existing, Tribally owned, and controlled subsidiaries, AKE, CIE, CEP, and Saku. By providing accounting services, Caddo Nation hopes to improve the efficiency of its subsidiaries.

Program information updated in July 2025

SSBCI Capital Program Overview

Cahuilla Band of Indians, approved for up to $646,299, operates one program, a loan participation program (LPP). The LPP purchases participation in loans made by local lenders targeting Tribal-owned enterprises and Tribal member-owned enterprises to expand or start up a new small business. Emphasis is placed on eligible small businesses and Tribal enterprises that can create jobs for Tribal members both on and off the reservation.

SSBCI Technical Assistance (TA) Program Overview

Cahuilla Band of Indians, approved for $67,068 in SSBCI Technical Assistance (TA) grant funding, provides financial advisory services with Rural Community Assistance Corporation (RCAC), a CDFI that serves indigenous and rural communities. Through one-on-one coaching, cohort workshops, and classroom training, RCAC provides primarily TA support in the form of financial advisory services to underserved businesses and VSBs. Cahuilla Band of Indians anticipate that the underserved business participants and VSBs will represent a mix of early start-ups and more established entities interested in accessing SSBCI funding. RCAC anticipates three to seven underserved businesses or VSBs will access approximately $75,000 to $500,000 in capital as a result of business coaching and TA support.

Program information updated in January 2025

SSBCI Capital Program Overview

Central Council of the Tlingit & Haida Indian Tribes, approved for up to $7,155,912, operates one loan participation program (LPP) and one equity/venture capital (direct) program. The LPP supports Tribally-owned and citizen-owned small businesses, and the equity/venture capital program invests in tribally-owned small businesses. Collectively, the programs are expected to support small businesses in the seafood processing, construction, tourism, and hospitality industries. Additionally, the Central Council of the Tlingit & Haida Indian Tribes expects its SSBCI programs to create jobs and economic opportunities for Tribal citizens and create greater economic diversification for the Tribe.

Program information updated in June 2025

SSBCI Capital Program Overview

Cherokee Nation, approved for up to $86,853,214, operates two loan participation programs which provide financing to Tribal and other underserved entrepreneurs on the reservation. The programs allow purchased participations in loans originated by a lender, or origination of a companion loan. The intended results of the programs will be quality jobs for Tribal citizens, support for entrepreneurs and small business employees, multiplier impacts along the supply chain, and rural healthcare improvements through entrepreneurial innovation.

SSBCI Technical Assistance (TA) Program Overview

Cherokee Nation, approved for $1,000,000 in SSBCI Technical Assistance (TA) grant funding, implemented the TA program to provide support to small business applying to its SSBCI Capital program. The Tribe’s TA program supports small businesses by partnering with TA providers to provide legal, accounting, and financial advisory support. The Tribe hopes to increase the loan dollars provided to small businesses over the duration of its TA program.

Program information updated in March 2025

SSBCI Capital Program Overview

Cheyenne and Arapaho Tribes, Oklahoma, approved for up to $2,869,249, operates one loan participation program (LPP). This program meets the needs of the Cheyenne and Arapaho Tribes by providing affordable credit support for majority Tribal-owned small businesses. The LPP serves small businesses across multiple industries including, but not limited to, agriculture, energy, professional services, and manufacturing. The LPP is implemented by its wholly-owned, non-profit Cheyenne and Arapaho Community Development Corporation (CACDC). In addition to providing affordable credit support, the Tribe expects the program to promote job opportunities and greater financial education for Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Cheyenne River Sioux Tribe of the Cheyenne River Reservation, South Dakota (CRST), approved for up to $4,937,944, operates one collateral support program (CSP). The CSP expands the availability of credit to small businesses in the retail food, landfill, trucking, agriculture, and communications industries. The Tribe expects this credit support will expand opportunities for Tribal entrepreneurship while addressing historically high rates of unemployment and poverty experienced by Tribal members.

Program information updated in June 2025

SSBCI Capital Program Overview

Chicken Ranch Rancheria of Me-Wuk Indians of California, approved for up to $610,643, operates a single equity/venture capital (direct) program. The program invests in one or two wholly-owned Tribal businesses. Potential investments include the hospitality, retail, recreation, and manufacturing industries. The Tribe expects its SSBCI program will create job opportunities, provide economic growth, and expand the services available to Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Citizen Potawatomi Nation, Oklahoma, approved for up to $8,066,643, operates one loan participation program (LPP). The Citizen Potawatomi Community Development Corporation (CPCDC) Loan Participation Program expands on an existing CPCDC program with multiple participation models, including both purchased participations and companion loans. The LPP targets small businesses among Native Americans or Tribal employees in Oklahoma and across the U.S.

SSBCI Technical Assistance (TA) Program Overview

Citizen Potawatomi Nation, Oklahoma, approved for $677,005 in SSBCI Technical Assistance (TA) grant funding, has designated the Citizen Potawatomi Community Development Corporation (CPCDC) to implement the TA program. CPCDC, along with contractors, provides legal and financial advisory services to support businesses participating in the Tribe’s SSBCI Capital program. The Tribe uses the TA funding to assist with increasing credit readiness, enhancing investment readiness, and increasing job creation and retention.

Program information updated in January 2025

SSBCI Capital Program Overview

Comanche Nation Oklahoma, approved for up to $3,882,828, operates one loan guarantee program (LGP) and one loan participation program (LPP). The programs meet the needs of the Tribe by providing much needed credit support for Tribal member-owned small businesses located throughout Oklahoma, and other small businesses located on the Tribe’s reservation and surrounding communities, while providing jobs for Tribal members both on and off the Comanche reservation. Collectively, the two programs serve small businesses in the construction, business services, energy, and agriculture industries, with the expectation that this credit support will also lead to improvements in Tribal roads, buildings, other infrastructure, energy production, food security, community support, and workforce development.

Program information updated in June 2025

SSBCI Capital Program Overview

Confederated Tribes of the Umatilla Indian Reservation, approved for up to $869,823, operates three programs: a collateral support program, a loan guarantee program, and a loan participation program (LPP). The Small & Micro Business Loans LPP program provides up to 50% participation in eligible loans, primarily through companion (direct) loans. The programs target Tribal member and Native American-owned businesses, including in retail and food service industries, among others.

SSBCI Technical Assistance (TA) Program Overview

Confederated Tribes of the Umatilla Indian Reservation, approved for $87,298 in SSBCI Technical Assistance (TA) grant funding, leverages the Nixyaawii Community Financial Services (NCFS) and other partnerships to provide legal, accounting, and financial advisory services. TA funds are used in conjunction with the Tribe’s SSBCI Capital program allocation to provide a level of capital access to create and drive business growth.

Program information updated in January 2025

SSBCI Capital Program Overview

Coquille Indian Tribe, approved for up to $701,618, by Tribal Council resolution, designated its Mith-ih-kwuh Economic Development Corporation (Tribal One) to administer two loan programs: a collateral support program (CSP) and a loan participation program (LPP). Collectively, the two programs support multiple Tribally-owned businesses. The programs focus on Tribal businesses in the government contracting, construction, energy, professional services, and commercial development industries. The Tribe expects its SSBCI programs will create additional jobs and career advancement opportunities for Tribal members and increase the Tribe's financial resources through growth of its businesses, which will help fund priorities such as elder care, health care, and educational support.

Program information updated in January 2025

SSBCI Capital Program Overview

Coushatta Tribe of Louisiana, approved for up to $687,039, operates one loan participation program (LPP). The LPP provides affordable access to capital to support qualified construction, rehabilitation, equipment, and working capital borrowing needs of Tribally-owned enterprises and small businesses owned by Tribal members. The LPP expects to target access to capital needs in the construction, education, and eldercare sectors, and estimates that the program will create jobs for Tribal members and provide expanded elder care and educational program access to Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Coushatta Tribe of Louisiana, approved for $70,755 in SSBCI Technical Assistance (TA) grant funding, provides TA to local businesses and Tribal enterprises that are participants in the Tribe’s SSCI Capital loan program. The TA program contracts with third parties to provide a legal, accounting, and financial advisory services. The Tribe tracks the creation of new businesses and revenue growth for new and existing businesses.

Program information updated in January 2025

SSBCI Capital Program Overview

Coyote Valley Band of Pomo Indians of California, approved for up to $640,801, operates a single equity/venture capital (direct) program. The program invests in one or two wholly-owned Tribal businesses. Potential investments include businesses in the hospitality, retail, recreation, or restaurant industries. The Tribe expects its SSBCI program will create job opportunities, provide economic growth, and expand the services available to Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Coyote Valley Band of Pomo Indians of California, approved for $66,571 in SSBCI Technical Assistance (TA) grant funding, is administered through the Tribe’s Economic Development Authority. The TA program supports eligible Tribal businesses applying for funding under the Tribe’s SSBCI Capital program by providing legal, accounting, and financial advisory support. The Tribe hopes to demonstrate long-term economic impact through increases in business growth, job creation, and revenue generation among Tribal enterprises.

Program information updated in April 2025

SSBCI Capital Program Overview

The Delaware Tribe of Indians, approved for up to $2,546,495, operates a single equity/venture capital (direct) program. The equity/venture capital program invests in wholly-owned Tribal businesses in the textiles manufacturing, ranching, and government consulting industries. The Delaware Tribe of Indians expects its SSBCI program will create new job opportunities for Tribal members and provide economic diversification for the Delaware Tribe of Indians.

Program information updated in July 2025

SSBCI Capital Program Overview

Duckwater Shoshone Tribe of the Duckwater Reservation, Nevada, approved for up to $642,217, operates a single loan participation program (LPP). The LPP provides direct/companion loans to Tribally-owned businesses with 25 or fewer employees. Additionally, the LPP targets access to capital needs of small businesses across several industries including agriculture, ranching, retail trade and crafts, food service, and other sectors. Tribal projects with LPP financing will provide growth opportunities for small businesses and result in job opportunities for Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Eastern Band of Cherokee Indians, approved for up to $3,558,074, operates a single equity/venture capital (direct) program. The program invests in one or more wholly-owned Tribal businesses in the recreation and hospitality industries. The Tribe expects its SSBCI program creates diversify the Tribal economy and create new job opportunities for its members.

SSBCI Technical Assistance (TA) Program Overview

Eastern Band of Cherokee Indians, approved for $298,616 in SSBCI Technical Assistance (TA) grant funding, is implemented by The Sequoyah Fund, a Community Development Finance Institution (CDFI) that serves the Tribe and others in western North Carolina. The Sequoyah Fund also works with contractors to offer financial advisory services to eligible beneficiaries. The Tribe’s goal for its TA program is to increase the number of businesses served that will successfully obtain financing from the SSBCI Capital Program or other financing sources.

Program information updated in May 2025

SSBCI Capital Program Overview

Gila River Indian Communityof the Gila River Indian Reservation, Arizona, approved for up to $5,052,342, operates one loan guarantee program (LGP). The program meets the needs of the Tribe by making financing available to small businesses where the ability for borrowers to perfect tangible collateral is limited or borrower payment history is limited. The LGP expects to target a variety of small businesses with an emphasis on the agriculture sector. The Tribe expects the program to provide economic diversity for the Tribal community and assist with meeting the Tribe’s economic goals, provide opportunities for Tribal members to start and grow small businesses, as well as create jobs to Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Grand Traverse Band of Ottawa and Chippewa Indians, Michigan (GTB), approved for up to $956,050, operates a collateral support program (CSP). The CSP supports Tribally-owned businesses and small businesses owned by Tribal members living within reservation boundaries to prioritize the service, construction, and fishing industries. The program provides entrepreneurship opportunities and will expand the services available to Tribal members through expansion of Tribally-owned enterprises.

Program information updated in January 2025

SSBCI Capital Program Overview

Habematolel Pomo of Upper Lake, California, approved for up to $630,137, operates a single equity/venture capital (direct) program. The program invests in one or more wholly-owned Tribal businesses. Potential investments include the hospitality, retail, recreation, manufacturing, and government contracting industries. The Tribe expects its SSBCI program will create job opportunities, provide economic growth, and expand the services available to Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Habematolel Pomo of Upper Lake, California, approved for $65,606 in SSBCI Technical Assistance (TA) grant funding, administers its TA program through the Habematolel Tribal Economic Development Authority. The TA program supports eligible Tribal businesses applying for funding under the Tribe’s SSBCI Capital program by providing legal, accounting, and financial advisory support. The Tribe hopes to demonstrate long-term economic impact through improvement in employment opportunities, and revenue generation among Tribal enterprises.

Program information updated in April 2025

SSBCI Capital Program Overview

A group of four tribal governments that applied jointly through the Intertribal Holdings, LLC, approved for, approved for up to $5,152,021, operates one equity/venture capital funds program The equity/venture capital funds program expects to commit capital to 2-5 eligible venture capital funds to support the financing needs of qualified small businesses. The program is expected to target businesses in the healthcare and energy sectors with a specific focus on start-up businesses. The Intertribal Holdings consortium expects the program to create quality jobs for tribal members, provide entrepreneurship opportunities, and enhance the quality of healthcare across Indian Country.

Program information updated in July 2025

SSBCI Capital Program Overview

Inupiat Community of the Arctic Slope (ICAS), approved for up to $2,993,865, operates one program, an equity/venture capital (direct) program. Through this program, the ICAS Economic Development Department administers an equity/venture capital investment program for Tribally-owned small businesses and wholly-owned Tribal enterprises. These investments will be strategic in their ability to elevate infrastructure, services and commodities throughout the North Slope, while respecting Tribal ways of life.

SSBCI Technical Assistance (TA) Program Overview

Inupiat Community of the Arctic Slope (ICAS), approved for $251,264 in SSBCI Technical Assistance (TA) grant funding, provides legal, accounting, and financial advisory services to underserved and very small businesses participating in the Tribe’s SSBCI Capital program, as well as organizations seeking other federal small business support. The Tribe’s TA grant goal is to increase capital program participation by ensuring participants have a full and complete understanding of the equity (direct) process.

Program information updated in May 2025

SSBCI Capital Program Overview

Ketchikan Indian Community (KIC), approved for up to $1,426,515, operates one collateral support program (CSP). The program meets the needs of KIC by providing much needed credit support for Tribal member-owned small businesses in the state of Alaska. The CSP serves small businesses primarily in the tourism industry, while also supporting businesses in the retail, agriculture, and real estate industries. The Tribe expects that the CSP will help the local economy recover from the negative impacts of the COVID-19 pandemic, while creating greater economic diversification to assist with high seasonal unemployment.

SSBCI Technical Assistance (TA) Program Overview

Ketchikan Indian Community (KIC), approved for $119,722 in SSBCI Technical Assistance (TA) grant funding, provides financial advisory services with Spruce Root, a Native-run and staffed Community Development Financial Institution (CDFI), and a financing partner for Alaska's Small Business Development Center (SBDC), which may help finance the SBDC's SSBCI loans. Through one-on-one coaching, cohort workshops, and classroom training, Spruce Root provides primarily TA in the form of financial advisory services to KIC Tribal members who own businesses. The participants are introduced to additional small business programs with the goal of increasing the number of loans that participants apply for, and the number of new small businesses opened as a result leveraging the KIC TA and collateral support program.

Program information updated in January 2025

SSBCI Capital Program Overview

Kiowa Indian Tribe of Oklahoma, approved for up to $2,353,241, operates a single loan participation program (LPP). The LPP supports member-owned small businesses. The program is expected to support small businesses in the retail, energy, construction, tourism, and sustainable agriculture industries. Additionally, the Kiowa Indian Tribe of Oklahoma expects its SSBCI program will create economic opportunities for tribal members, improve energy efficiency and regional sustainable agriculture, and provide the Tribe with lending experience and capacity that it can leverage for future non-SSBCI lending initiatives.

SSBCI Technical Assistance (TA) Program Overview

Kiowa Indian Tribe of Oklahoma, approved for $197,499 in SSBCI Technical Assistance (TA) grant funding to launch the Kiowa Tribal Loan Fund, Inc., a non-profit aimed at fostering small business growth. The program provides accounting, legal, and financial advisory support to small and underserved businesses, assisting them with SSBCI Capital applications and pursuing additional funding sources. Start-up activities include hiring an Executive Director, furnishing the new office facility, acquiring loan management software, and establishing a Board of Directors.

Program information updated in June 2025

SSBCI Technical Assistance (TA) Program Overview

Through historic Tribal Resolutions, the four tribes listed below have been approved for $358,110 in SSBCI Technical Assistance (TA) grant funding that is administered through the Arizona Hispanic Chamber of Commerce (AZHCC). The TA program supports small businesses preparing applications for the SSBCI Capital program. The AZHCC contracts directly with TA providers for legal and financial advisory support. The AZHCC’s goals are to assist 25% of the businesses served with successfully obtaining financing from the SSBCI Capital program or another financing source.

In alphabetical order:

• Confederated Salish and Kootenai
• Klawock Co-Op Association
• Pauma Band of Luiseño Mission Indians of the Pauma
• Shinnecock Indian Nation

Program information updated in April 2025

SSBCI Capital Program Overview

Lac Courte Oreilles Band of Lake Superior Chippewa Indians of Wisconsin (LCO), approved for up to $1,819,907, operates one program, a loan participation program. The program allows purchased participations in a loan originated by a lender or origination of a companion loan. The program prioritizes businesses owned by Tribal members living within reservation boundaries but is also available to businesses owned by Tribal members living off reservation in Wisconsin, and non-Tribal member-owned underserved businesses operating on or near reservation boundaries. The program invests in new wholly-owned Tribal businesses, targeting an investment in a wholly-owned startup business capable of competing for federal grants and offering needed services to the Tribal community.

SSBCI Technical Assistance (TA) Program Overview

Lac Courte Oreilles Band of Lake Superior Chippewa Indians of Wisconsin (LCO), approved for $152,738 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide accounting, legal and financial advisory services to underserved and very small businesses. The Tribe expects the TA providers to offer group courses and one-on-one services with the recognition that the services may change depending on provider recommendations and beneficiary needs. The performance metrics are directly related to the numbers of businesses receiving assistance and the provision of TA to businesses who have a current or potential connection to the Tribe’s SSBCI Capital program.

Program information updated in January 2025

SSBCI Capital Program Overview

Lac Vieux Desert Band of Lake Superior Chippewa Indians of Michigan (LVD), approved for up to $672,876, operates a collateral support program (CSP). The CSP supports Tribally-owned and member-owned small businesses, as well as small businesses in the geographic vicinity of the Tribal reservation. The program focuses on small businesses in the sustainable food production and distribution industry. The Tribe expects its SSBCI program will address food shortages by increasing the availability of food while also creating local jobs for the Tribe and its surrounding community.

SSBCI Technical Assistance (TA) Program Overview

Lac Vieux Desert Band of Lake Superior Chippewa Indians of Michigan (LVD), approved for $69,474 in SSBCI Technical Assistance (TA) program grant funding, is administered through Tribal Economic Development Holdings, LLC. The TA program supports eligible businesses applying for funding under the Tribe’s SSBCI Capital program by providing legal, accounting, and financial advisory support. Lac Vieux Desert Band hopes to demonstrate long-term economic impact through increases in business growth, job creation, and revenue generation.

Program information updated in March 2025

SSBCI Capital Program Overview

Levelock Village, approved for up to $627,054, operates one equity/venture capital (direct) program. The Tribe invests in new or existing wholly-owned Tribal businesses serving the Tribal community, targeting businesses in the fishing industry.

SSBCI Technical Assistance (TA) Program Overview

Levelock Village, approved for $65,327 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide legal and financial advisory services to underserved and very small businesses participating in the Tribe’s direct investment program or seeking other federal small business support. The Tribe tracks performance by monitoring progress made by beneficiaries to include the number of permit and license approvals per year and increases in partners, investors, and funding sources.

Program information updated in January 2025

SSBCI Capital Program Overview

Lower Sioux Indian Community in the State of Minnesota, approved for up to $705,201, operates a single loan participation program (LPP). The LPP provides companion loans to Tribally-owned and member-owned small and micro businesses across a variety of industries. The LPP program also supports underserved businesses within 50 miles of the Tribal community. The Tribe estimates that its LPP program will diversify its economic base, create more local job opportunity for its members, and increase household income levels.

SSBCI Technical Assistance (TA) Program Overview

Lower Sioux Indian Community in the State of Minnesota, approved for $72,399 in SSBCI Technical Assistance (TA) grant funding, provides financial advisory services to small businesses. The Tribe provides professional 1:1 business counseling services, as well as training sessions for small groups of businesses in the areas of financial planning and accounting services.

Program information updated in January 2025

SSBCI Capital Program Overview

Lummi Tribe of the Lummi Reservation in the State of Washington, approved for up to $1,175,953, operates three programs: two loan participation programs (LPPs), and one equity/venture capital (direct) program. The LPPs provide financing to Tribal-owned, member-owned, or local underserved businesses across a variety of industries, targeting projects in the fishing industry and those that positively impact climate change. The equity/venture capital program provides investments for two Tribally-owned commercial businesses. The Tribe estimates that its programs will promote entrepreneurship, create local job opportunities, and develop stronger banking relationships for Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Manzanita Band of Diegueno Mission Indians of the Manzanita Reservation, California, approved for up to $619,889, operates one loan participation program (LPP). This program meets the Tribe’s need to provide affordable access to capital to support qualified construction and working capital borrowing needs of Tribally-owned enterprises and small businesses owned by Tribal members. The LPP targets access to capital needs in the clean energy, education, elder care, and health sectors, with a portion of the funding targeting expanding financing opportunities to businesses with ten or less employees. The Tribe estimates that the program will create quality jobs for Tribal members and will create environmental benefits from its targeted funding of clean energy projects.

Program information updated in July 2025

SSBCI Capital Program Overview

Mashantucket Pequot Tribe, approved for up to $697,369, operates a single equity/venture capital (direct) program. The program invests in one or more Tribal businesses. Potential investments include the healthcare, manufacturing, agriculture, equipment leasing and consulting services industries. The Tribe’s SSBCI program provides needed capital to fund Tribal initiatives and expand Tribal business opportunities and services available to Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Menominee Indian Tribe of Wisconsin (MITW), approved for up to $1,991,393, operates a loan participation program. The MITW Business Loan Program either purchases a portion of a loan originated by a lender or originates a companion loan. The program targets businesses owned by Tribal members, chartered by the Tribe, and businesses located on the Menominee reservation.

SSBCI Technical Assistance (TA) Program Overview

Menominee Indian Tribe of Wisconsin (MITW), approved for $167,130 in SSBCI Technical Assistance (TA) grant funding, supports small businesses participating in its SSBCI Capital program by contracting directly with TA providers for financial advisory support.

Program information updated in May 2025

SSBCI Technical Assistance (TA) Program Overview

Mesa Grande Band of Diegueño Mission Indians of the Mesa Grande Reservation, California, approved for $69,888 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide legal and financial advisory services to support one Tribal enterprise. This company is a new Tribal enterprise and uses TA funding to assist with obtaining financing.

Program information updated in January 2025

SSBCI Capital Program Overview

Miccosukee Tribe of Indians, approved for up to $656,963, operates a loan participation program (LPP). The LPP makes companion loans of up to 35% of the principal loan amount and targets small businesses.

Program information updated in January 2025

SSBCI Capital Program Overview

Minnesota Chippewa - Bois Forte Band, approved for up to $904,480, operates one collateral support program (CSP), one loan guarantee program (LGP), and one loan participation program (LPP). These three programs meet the needs of the Tribe by providing much needed credit support for small businesses that are at least 25% owned by a Tribal member or first-generation descendant. The programs serve small businesses in the retail, arts, recreation, and personal care industries. The Tribe expects the programs will improve the economic opportunities for Tribal members and Tribally-owned businesses and help generate additional tax revenue for the Tribe.

SSBCI Technical Assistance (TA) Program Overview

Minnesota Chippewa - Bois Forte Band, approved for $90,434 in SSBCI Technical Assistance (TA) grant funding, is administered through Northspan Group, Inc., and a network of experienced consultants. The TA program supports eligible businesses applying for funding under the Tribe’s Capital SSBCI program by providing legal, accounting, and financial advisory support. The Tribe hopes to demonstrate long-term economic impact through increases in business growth and sustainability.

Program information updated in February 2025

SSBCI Capital Program Overview

Minnesota Chippewa - Fond Du Lac Band, approved for up to $956,633, operates one collateral support program (CSP), one loan guarantee program (LGP), and one loan participation program (LPP). These three programs meet the needs of the Minnesota Chippewa - Fond Du Lac Band by providing much needed credit support for small businesses that are either Tribal enterprises or at least 25% owned by a Tribal member or first-generation descendant. The programs serve small businesses in the retail, arts, recreation, personal care, trucking, logging, fishing, photography, media services, and restaurant industries. The Tribe expects the programs will improve the economic opportunities for Tribal members and Tribally-owned businesses.

SSBCI Technical Assistance (TA) Program Overview

Minnesota Chippewa - Fond Du Lac Band, approved for $95,154 in SSBCI Technical Assistance (TA) grant funding, supports small businesses participating in its SSBCI Capital program. The Tribe works with the Northspan Group, Inc. (Northspan), to assist businesses in building relationships with lenders, applying for government small business programs, and preparing for financing opportunities.

Program information updated in January 2025

SSBCI Capital Program Overview

Minnesota Chippewa - Grand Portage Band, approved for up to $695,786, operates one collateral support program (CSP), one loan guarantee program (LGP), and one loan participation program (LPP). These three programs meet the needs of the Tribe by providing much needed credit support for small businesses that are at least 25% owned by a Tribal member or first-generation descendant. The programs serve small businesses in the retail, arts, recreation, personal care, trucking, logging, fishing, photography, media services, and restaurant industries. The Tribe expects the programs will improve the economic opportunities for Tribal members and Tribally-owned businesses.

SSBCI Technical Assistance (TA) Program Overview

Minnesota Chippewa – Grand Portage Band, approved for $71,547 in SSBCI Technical Assistance (TA) grant funding, provides financial advisory services to underserved and very small businesses participating in the Tribe’s capital program. The Tribe’s goal is to assist up to 13 existing businesses to establish banking relationships, identify sources of credit and other financing, and provide access to advisory services such as financial analysis preparation, barrier resolution, and referral services. 

Program information updated in July 2025

SSBCI Capital Program Overview

Minnesota Chippewa Tribe, Minnesota - Leech Lake Band, approved for up to $2,163,987, operates a single loan guarantee program (LGP). The program invests in member-owned small businesses and small businesses located in the surrounding community. Potential investments include small businesses in the tourism, food production, renewable energy, and sustainable infrastructure industries. The Tribe expects its SSBCI program will provide entrepreneurship, workforce development, and employment opportunities for Tribal members and potentially support the growth of the Tribe’s energy infrastructure.

Program information updated in May 2025

SSBCI Capital Program Overview

Minnesota Chippewa - White Earth Band, approved for up to $3,883,494, operates two programs: a collateral support program (CSP) and a loan participation program (LPP). Both the CSP, allocated $800,000, and the LPP, allocated $3,083,494, target small businesses that need working capital, equipment, inventory, or other eligible business expenses and are located on the Tribal reservation or are Tribally-owned or controlled.

Program information updated in January 2025

SSBCI Capital Program Overview

A group of seven Tribal governments that applied jointly through the Native American Development Corporation (NADC), approved for up to $6,454,026, operates two programs: a collateral support program (CSP) and a loan participation program (LPP). The LPP program uses companion/direct loans (preferred) and purchase participations originated by lenders, including Community Development Financial Institutions (CDFIs), and loans are made to both Tribal enterprises and native-owned enterprises from the participating Tribes. The participating Tribes are located in areas of Montana, South Dakota, Oklahoma, Virginia, and California, but have many members located across the country. The participating Tribes anticipate that the programs can help build a more balanced economy for their Nation and are working closely with NADC to address their diverse business lending needs.

Program information updated in January 2025

SSBCI Capital Program Overview

A group of six Tribal governments that applied jointly through the Navajo Community Development Financial Institution, approved for up to $5,307,619, operates one equity/venture capital (funds) program. This program meets the consortium’s needs of providing affordable access to capital to support qualified financing needs for pre-seed, seed, and early-stage small businesses owned by the consortium Tribes and their Tribal citizens. The equity/venture capital program expects to target access to investment capital in a variety of sectors, including technology and renewable energy. Additionally, the consortium expects the program will extend much needed equity financing to Tribal and citizen-owned businesses as an alternative to debt financing and expand financial and business capabilities for these businesses by introducing them to investor networks.

Program information updated in January 2025

SSBCI Capital Program Overview

Navajo Nation – Arizona, New Mexico, Utah, approved for up to $88,739,540, operates a loan guarantee program and a loan participation program. Both programs target eligible small businesses and Tribal enterprises that can create jobs for Tribal members both on and off the reservation in industries such as construction, business services, energy, agriculture, and art. The Tribe uses its network of five Regional Business Development Offices to support the expansion of small business lending on Tribal lands and identify businesses that need additional support to further improve economic development opportunities in the Tribe’s communities.

SSBCI Technical Assistance (TA) Program Overview

Navajo Nation – Arizona, New Mexico, Utah, approved for $1,000,000 in SSBCI Technical Assistant (TA) grant funding, is administered through the Tribe’s Division of Economic Development (DED). The TA Program supports small businesses by partnering with a qualified TA service provider to offer legal, accounting, and financial advisory support. Through this initiative, the Tribe seeks to expand the number of business owners who received assistance in preparing loan applications and successfully securing financing.

Program information updated in January 2025

SSBCI Capital Program Overview

Ninilchik Village, approved for up to $689,038, operates one program: an equity/venture capital (direct) program. The Tribe makes direct co-investments into Tuyan, a small business focused on providing engineering services.

SSBCI Technical Assistance (TA) Program Overview

Ninilchik Village, approved for $70,936 in SSBCI Technical Assistance (TA) grant funding, administers the TA program through its staff members. The TA program supports Tribal enterprises by providing legal and financial advisory support. The Tribe hopes to increase the number of business owners that can successfully access new capital or lines of credit.

Program information updated in February 2025

SSBCI Capital Program Overview

Oglala Sioux Tribe, approved for up to $10,150,666, operates one loan participation program (LPP). This program meets the needs of the Tribe by providing affordable credit support for Tribal member-owned small businesses and small businesses on or near Oglala’s Pine Ridge Reservation in South Dakota. The program serves small businesses across multiple industries including, but not limited to, construction, technology, agriculture, manufacturing, retail, sustainable energy, and travel, and tourism. The Tribe estimates that the program will create economic opportunities and a significant number of jobs for Tribal members. The program is also expected to improve energy and transportation infrastructure, food security, community growth, and workforce development for the Tribe and its surrounding communities.

SSBCI Technical Assistance (TA) Program Overview

Oglala Sioux Tribe, approved for $851,909 in SSBCI Technical Assistance (TA) grant funding, uses contractors and partnerships to provide legal, accounting, and financial advisory services. The Tribe’s goal for the program is to assist with the creation of up to six new businesses.

Program information updated in May 2025

SSBCI Capital Program Overview

Omaha Tribe of Nebraska, approved for up to $1,535,581, operates one loan participation program (LPP). The program meets the needs of the Tribe by providing much needed credit support for Tribal member-owned small businesses and jobs for members of the Tribe and residents of the surrounding community. The LPP serves small businesses in the renewable energy, construction, technology, and agriculture industries.

SSBCI Technical Assistance (TA) Program Overview

Omaha Tribe of Nebraska, approved for $128,876 in technical assistance (TA) grant funding, uses Big Elk Development, Inc. (BEDI), to provide credit counseling and training with local bankers. The Tribe also contracts with the National Development Council (NFC) CDFI to provide business training through an Entrepreneurship Academy education. Through partnership with NDC, BEDI uses a participant point of entry “Connect to Capital” program for businesses to enter the system of review for assistance. The Tribe targets construction-related Tribal businesses on and off the reservation to provide assistance to them. The goals of the TA program are to increase the number of SSBCI loans and businesses and promote job creation.

Program information updated in July 2025

SSBCI Capital Program Overview

Oneida Nation, approved for up to $3,839,291, operates one loan participation program (LPP). The program meets the needs of the Tribe by promoting entrepreneurship and small business growth through the availability of accessible financing. The LPP targets small businesses owned by the Tribal nation or Tribal members, with a focus on the construction, transportation, and service industries The Tribe expects the program to encourage small business ownership by Tribal members and create additional job opportunities for Tribal members. The Tribe contracts with Bay Bank, a Native Community Development Financial Institution (CDFI), to help administer its LPP program and serve as a source of companion loans for the program.

SSBCI Technical Assistance (TA) Program Overview

Oneida Nation, approved for $322,218 in SSBCI Technical Assistance (TA) grant funding, is administered through the Tribe’s Bay Bank. The TA program supports small businesses owned by members of the Tribe by contracting directly with TA providers for legal, accounting, and financial advisory support. The Tribe’s primary TA program performance metric is focused on the number of borrowers assisted with a loan transaction.

Program information updated in April 2025

SSBCI Capital Program Overview

Otoe-Missouria Tribe of Indians, Oklahoma, approved for up to $879,653, operates one equity/venture capital (direct) program. The program meets the needs of the Tribe by providing affordable access to capital by investing in the expansion of existing Tribally-owned enterprises or investing in new Tribal enterprises in the agriculture, hospitality, and manufacturing sectors. The program is expected to provide additional job opportunities for Tribal members and support the provision of social, educational, healthcare, and housing programs.

SSBCI Technical Assistance (TA) Program Overview

Otoe-Missouria Tribe of Indians, Oklahoma, approved for $88,187 in SSBCI Technical Assistance (TA) grant funding, implements the program to provide small business support among its Tribal members. The TA program supports small businesses by partnering with a certified public accounting firm to provide accounting support. The Tribe hopes to increase the number of local business owners and successful SSBCI Capital program applications.

Program information updated in April 2025

SSBCI Capital Program Overview

Pascua Yaqui Tribe of Arizona, approved for up to $4,676,719, operates a single loan participation program (LPP). The LPP supports Tribally-owned and member-owned small businesses as well as non-member-owned small businesses operating on Tribal land and in Tribal communities. The program is expected to support small businesses across a variety of industries including microbusinesses and start-up businesses. Additionally, the Pascua Yaqui Tribe of Arizona expects its SSBCI program will create regional economic and employment opportunities for tribal members.

Program information updated in July 2025

SSBCI Capital Program Overview

Paskenta Band of Nomlaki Indians of California, approved for up to $631,387, operates an equity/venture capital (direct) program. The program targets new or existing wholly-owned Tribal small businesses.

SSBCI Technical Assistance (TA) Program Overview

Paskenta Band of Nomlaki Indians of California, approved for $65,719 in SSBCI Technical Assistance (TA) grant funding, implements the program to provide small business support among its members. The TA program supports small businesses by partnering with a local college and TA providers to provide legal, accounting, and financial advisory support. The Tribe hopes to increase the number of local business owners and provide ongoing support to existing businesses in scaling operations.

Program information updated in April 2025

SSBCI Capital Program Overview

Pawnee Nation of Oklahoma, approved for up to $909,145, operates one loan participation program (LPP). This program meets the Tribe’s need to provide affordable access to capital to support qualified construction, rehabilitation, equipment, and working capital borrowing needs of Tribally-owned enterprises and small businesses owned by Tribal members. The LPP expects to target access to capital needs for elder care and health sectors, with a portion of the funding targeting expanding financing opportunities to businesses with ten or fewer employees. The Tribe estimates that the program will create quality jobs for Tribal members and will create expanded healthcare benefits from its targeted funding of health and elder care financing.

Program information updated in January 2025

SSBCI Capital Program Overview

A group of five Tribal governments applying under the Penobscot Nation joint application, approved for up to $3,224,189, operates one loan participation program. The program provides affordable access to capital to support qualified financing needs of small businesses owned by the consortium Tribes and their Tribal members. The program targets businesses in the hospitality and social services sectors, including funding several start-up businesses with no more than ten employees. The group of five Tribal governments expects the program to support entrepreneurism, generate living wage jobs, and increase local tourism through the financing of hospitality sector-related small businesses.

SSBCI Technical Assistance (TA) Program Overview

Penobscot Nation, approved for $288,304 in SSBCI Technical Assistance grant funding. Four Directions Development Corporation (FDDC) serves as the primary contractor providing TA services. The TA program supports small businesses preparing applications for the Tribe’s SSBCI Capital program. The goals of the TA program are to increase Tribal businesses and job creation for the Tribal community.

Program information updated in June 2025

SSBCI Capital Program Overview

Pueblo of Laguna, New Mexico, approved for up to $1,958,296, operates a single loan participation program. The loan participation program supports member-owned small businesses. The program is expected to support small businesses in the construction, business services, energy, and agriculture industries. Pueblo of Laguna, New Mexico expects its SSBCI program will create regional economic opportunities for tribal members, improve energy and transportation infrastructure, and increase food security for the Tribe.

Program information updated in July 2025

SSBCI Technical Assistance (TA) Program Overview

Quechan Tribe of the Fort Yuma Indian Reservation, California & Arizona, approved for $93,337 in SSBCI Technical Assistance (TA) grant funding, uses contractors to implement the TA program. The Tribe provides TA services focusing on startup, legal, accounting, and financial advisory needs for underserved businesses. The Tribe anticipates a 5-10% growth rate for Tribal businesses receiving TA services over three to five years.

Program information updated in January 2025

SSBCI Capital Program Overview

Red Lake Band of Chippewa Indians of Minnesota, approved for up to $3,347,495, operates two programs administered by Red Lake, Inc, a wholly-owned, Tribally-chartered company: one loan guarantee program (LGP) and equity/venture capital (funds) program. The LGP program provides much-needed credit support for Tribal-owned and member-owned construction companies to obtain the surety bonds needed to compete for large construction projects, including federal construction contracts. The equity/venture capital program provides affordable access to capital to support qualified financing needs by providing pre-seed, seed, and early-stage Tribal-owned, Tribal member-owned, and underserved small businesses. Additionally, the equity/venture capital program targets access to investment capital towards technology-enabled start-up businesses. Red Lake, Inc. estimates that, collectively, its programs will expand member access to bonding and equity finance, provide financial education to business owners, create jobs for the Tribe and surrounding community, and introduce participating businesses to investor networks.

Program information updated in January 2025

SSBCI Capital Program Overview

Redding Rancheria, California, approved for up to $639,552, operates one program, an equity/venture capital (direct) program. The program targets small businesses wholly-owned by the Redding Rancheria Tribal Government. 

Program information updated in January 2025

SSBCI Capital Program Overview

Robinson Rancheria, approved for up to $654,631, operates a single equity/venture capital (direct) program. The program invests in one or two wholly-owned Tribal businesses. Potential investments include the hospitality, retail, recreation, manufacturing, and government contracting industries. The Tribe expects its SSBCI program will create job opportunities, provide economic growth, and expand the services available to Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Robinson Rancheria, approved for $67,822 in SSBCI Technical Assistance (TA) grant funding, is administered through the Tribe’s Economic Development Authority. The TA program supports small businesses participating in the Capital program by providing legal, accounting, and financial advisory services. Robinson Rancheria aims to use its TA program to increase SSBCI participation among Tribal businesses.

Program information updated in April 2025

SSBCI Capital Program Overview

Rosebud Sioux Tribe of the Rosebud Indian Reservation, South Dakota, approved for up to $7,853,178, operates one program, a loan participation program (LPP). The Siċaŋġu Business Opportunity Fund purchases participation in loans made by regional banks, Community Development Financial Institutions (CDFIs), private investors and foundations, and facilitate connections between Siċaŋġu businesses and these lenders. The program mainly targets established Siċaŋġu entrepreneurs and Tribally-owned businesses, along with emerging very small businesses on the reservation and surrounding counties; however, businesses operated by a federally-recognized Tribe or Tribal member may also be eligible to apply.

SSBCI Technical Assistance (TA) Program Overview

Rosebud Sioux Tribe of the Rosebud Indian Reservation, South Dakota, approved for $659,089 in SSBCI Technical Assistance (TA) grant funding. The grant is administered through the Rosebud Economic Development Corporation (REDCO). Tatanka Funds, a Native CDFI, provides financial literacy and business planning classes to entrepreneurs on the Rosebud Indian Reservation. The TA program supports small businesses preparing applications for the Tribe’s SSBCI Capital program. The Tribe’s goal of the TA program is to increase the pipeline of Tribal businesses able to access credit through their loan participation fund or other small business program.
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Program information updated in July 2025

SSBCI Capital Program Overview

Aleut Community of Saint Paul Island, a.k.a., Saint Paul Island, approved for up to $740,107, operates one equity/venture capital (direct) program. The program makes a single direct equity investment in a new Tribally-owned small business, pairing SSBCI funds with Tribal funds that have been obtained wholly from the Tribe’s other commercial businesses. The Tribe expects this business, which provides services to federal government agencies, to provide jobs and economic opportunities for Tribal members both on and off Saint Paul Island and generate revenue for Saint Paul Island that will help fund future Tribal government services, projects, and programs.

SSBCI Technical Assistance (TA) Program Overview

Aleut Community of Saint Paul Island, a.k.a., Saint Paul Island, approved for $75,558 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide legal and accounting services to the underserved businesses participating in the Tribe’s SSBCI Capital program. The Tribe tracks performance by monitoring progress made by beneficiaries in establishing the incorporation of new businesses in the first 12 months of operation.

Program information updated in January 2025

SSBCI Capital Program Overview

Saint Regis Mohawk Tribe, approved for up to $3,595,613, operates one loan participation program (LPP). This program meets the Tribe’s needs of providing affordable access to capital to support qualified construction and working capital borrowing needs of Tribally-owned enterprises and small businesses owned by Tribal members. The LPP expects to target access to capital needs in the construction, youth services, and other sectors with a portion of the funding targeting expanding financing opportunities to businesses with ten or less employees. The Tribe estimates that the program will create jobs for Tribal members and provide expanded youth services.

SSBCI Technical Assistance (TA) Program Overview

Saint Regis Mohawk Tribe, approved for $301,767 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide legal and financial advisory services to underserved and very small businesses participating in the Tribe’s SSBCI Capital program. The Tribe’s goal is to provide TA services to six new businesses to promote job creation.

Program information updated in January 2025

SSBCI Capital Program Overview

San Pasqual Band of Diegueño Mission Indians of California, approved for up to $620,889, operates one loan participation program (LPP). The LPP targets loans to Tribally-owned enterprises, Tribal member-owned businesses, Native Americans living on the reservation, and Tribal members living off the reservation in order to provide for transactions that lead to job opportunities and provide benefits to the Tribe.

SSBCI Technical Assistance (TA) Program Overview

San Pasqual Band of Diegueño Mission Indians of California, approved for $64,769 in SSBCI Technical Assistance (TA) grant funding, contracts with the Rural Community Assistance Corporation (RCAC), a nonprofit organization and Community Development Financial Institution (CDFI), to implement the TA program. The RCAC Building Rural Economies (BRE) Program staff delivers six three-hour virtual trainings and follow-up one-on-one TA sessions to an expected 10-15 underserved businesses or underserved entrepreneurs throughout 12 months. RCAC anticipates three to seven underserved businesses will access approximately $75,000 to $500,000 because of business coaching and TA. RCAC’s BRE Program staff enhance and complement the Tribe’s loan participation program by providing TA to underserved Tribal businesses. Key indicators include the number of small businesses receiving assistance, the number of businesses retained or created, the number of jobs retained or created as well as new financial resources accessed.

Program information updated in January 2025

SSBCI Capital Program Overview

Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation, California, approved for up to $616,641, operates a single loan participation program (LPP). The LPP provides direct/companion loans to Tribal member-owned small businesses. Additionally, the LPP targets access to capital needs of small businesses in industries such as retail trade and crafts. The Tribe expects the LPP financing will benefit Tribal families in the community and improve the Tribe’s overall economic outlook.

SSBCI Technical Assistance (TA) Program Overview

Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation, California, approved for $64,384 in SSBCI Technical Assistance (TA) grant funding, is administered through the Tribe’s Economic Development Corporation. The TA program supports small businesses participating in the Capital program through loan application assistance and business plan development support.

Program information updated in January 2025

SSBCI Capital Program Overview

Santee Sioux Nation, Nebraska, approved for up to $849,328, operates a single equity/venture capital (direct) program. The program invests SSBCI capital in three wholly-owned Tribal enterprises, alongside the investment of private capital sourced from Tribal funds obtained through commerce and/or private investors. The program invests in Tribal businesses in the telecommunications, manufacturing, and recreation industries. The Tribe expects that its SSBCI program will provide models for future growth-based entrepreneurship and foster greater economic diversity for the Tribal community.

Program information updated in January 2025

SSBCI Capital Program Overview

Sault Ste. Marie Tribe of Chippewa Indians, Michigan, approved for up to $10,017,610, operates two programs: one collateral support program (CSP) and one loan participation program (LPP). The programs provide critical access to capital to traditionally underserved small businesses. The programs anticipate serving a wide variety of small businesses, with a portion of the funding intended to support financing for start-up businesses. Collectively, the intended result of the Tribe’s programs will be to create local jobs for Tribal members and enable small businesses and start-ups to establish relationships and build credit with lenders.

SSBCI Technical Assistance (TA) Program Overview

Sault Ste. Marie Tribe of Chippewa Indians, Michigan, approved for $840,742 in SSBCI Technical Assistance (TA) grant funding, is administered through the Tribe’s Economic Development Commission (EDC) through their existing program called Sault Tribe Thrive. The TA program supports small businesses owned by members of the Tribe by contracting directly with TA providers for legal, accounting, and financial advisory support. Sault Tribe Thrive is responsible for the overall administration and reporting of the TA grant and manages the process of outreach to eligible beneficiaries and delivery of services. The Tribe’s goals are to assist 25% of the businesses served to successfully obtain financing from the SSBCI Capital Program or another financing source.

Program information updated in January 2025

SSBCI Capital Program Overview

Seneca-Cayuga Nation, approved for up to $1,196,612, operates one equity/venture capital (direct) program. This program makes direct investments in three Tribally-owned enterprises and projects that investments target the technology and construction industries as well as a Tribally-owned gas station and convenience store. The Tribe expects its equity program investments to create new quality jobs for Tribal members as well as expand the Tribe’s economic capacity to support future growth.

Program information updated in January 2025

SSBCI Capital Program Overview

The Shivwits Band of Paiutes, approved for up to $684,373, operate a single equity/venture capital (direct) program. The program invests SSBCI capital in four wholly-owned Tribal enterprises alongside capital sourced from Tribal funds obtained through commerce and/or private investors. Additionally, the program invests in Tribal businesses in the retail, youth sports facilities, and construction industries. The Tribe estimates that its SSBCI program will create additional job opportunities and foster greater economic diversity for Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Shivwits Band of Paiutes, approved for $70,514 in SSBCI Technical Assistance (TA) grant funding, is administered through the Shivwits Band Corporation. The TA program supports small businesses by providing legal, accounting, and financial advisory support. As a result of the TA funding, Shivwits Band Corporation hopes to increase the number of business expansions, job creations, and new Tribal enterprises.

Program information updated in January 2025

SSBCI Capital Program Overview

Shoshone-Bannock Tribes of the Fort Hall Reservation, approved for up to $1,345,439, operates a single loan participation program. This program supports small businesses on the Tribe’s reservation and in the surrounding region. It is expected to benefit key industries such as traditional and modern arts & crafts, agriculture, food service, and professional services. The Shoshone-Bannock Tribes view this SSBCI program as a tool to strengthen Tribal economic self-determination, create quality jobs for Tribal members, enhance supply chain resilience, and foster sustainable economic growth throughout the Fort Hall Indian Reservation and neighboring communities.

SSBCI Technical Assistance (TA) Program Overview

Shoshone-Bannock Tribes of the Fort Hall Reservation, approved for $112,918 in SSBCI Technical Assistance (TA) grant funding, implements the program to provide accounting, legal, and financial advisory support for small and underserved business support among its members. The TA program assists businesses with completing SSBCI Capital applications successfully and ultimately supports job creation.

Program information updated in May 2025

SSBCI Capital Program Overview

Sisseton-Wahpeton Oyate of the Lake Traverse Reservation, South Dakota, approved for up to $3,176,232, operates a loan participation program (LPP). The LPP Tribal member-owned businesses and small businesses located on or near the reservation, with a primary emphasis on Very Small Businesses. Additionally, the LPP focuses on construction, business services, travel and tourism, energy, and agriculture industries. The Tribe anticipates that its SSBCI program will boost the local economy, create jobs, and foster workforce opportunities.

SSBCI Technical Assistance (TA) Program Overview

Sisseton Wahpeton Oyate of the Lake Traverse Reservation, South Dakota, approved for $266,570 in SSBCI Technical Assistance (TA) grant funding, provides Tribal member-owned small businesses with essential legal, accounting, and financial advisory services. The new funding signifies a major milestone in the Tribe's efforts to support local entrepreneurs and stimulate economic development on the Lake Traverse Reservation.

Program information updated in January 2025

SSBCI Capital Program Overview

Soboba Band of Luiseño Indians, California, approved for up to $733,776, operates a single loan participation program (LPP). The program uses a co-lending participation model to support up to 50% of the principal amount of loans originated by a minority depository institution founded by the Tribe and supporting several other federal programs for extending credit to Tribal members. The LPP intends to lend to member-owned and wholly-owned Tribal businesses.

Program information updated in August 2025

SSBCI Capital Program Overview

Spirit Lake Tribe, North Dakota, approved for up to $1,677,967, operates one loan participation program (LPP). The program meets the needs of the Tribe by leveraging SSBCI funds needed to provide affordable access to capital to support qualified construction, rehabilitation, equipment, and working capital borrowing needs of Tribally-owned enterprises and small businesses owned by Tribal members. The LPP targets small businesses in the construction, entertainment, commercial goods, and community services sectors, providing sustainable, full-time jobs to Tribal members and increasing economic diversity in accordance with the Tribe’s priorities of increasing job opportunities and fighting homelessness among its members.

Program information updated in January 2025

SSBCI Capital Program Overview

Standing Rock Sioux Tribe of North & South Dakota, approved for up to $3,576,734, operates a single loan participation program (LPP). The LPP program provides much-needed credit support for Tribal member-owned companies and is expected to support a variety of small businesses, including those in the food production, livestock, and agriculture industries. The Tribe estimates that its programs will increase the number and development of small businesses on the Tribe’s reservation, provide greater economic opportunity for Tribal members through job creation and entrepreneurship, and assist the Tribe in its efforts to lower the poverty rate among its members.

Program information updated in January 2025

SSBCI Capital Program Overview

Summit Lake Paiute Tribe of Nevada, approved for up to $621,389, operates one collateral support program (CSP). The program meets the needs of the Tribe by providing much needed credit support for Tribal member-owned small businesses and small businesses located on Summit Lake Tribal land. The CSP serves small businesses in multiple industries, including businesses that support the preservation of natural resources. The Tribe expects that the CSP program will help provide jobs for Tribal members and foster long-term economic growth for the Tribal jurisdiction.

Program information updated in January 2025

SSBCI Capital Program Overview

The Chickasaw Nation, approved for up to $16,061,540, operates two programs: a collateral support program (CSP) and an equity/venture capital (direct) program. Each program has been allocated $8,030,770. The CSP provides support to small businesses seeking debt financing with a gap in collateral. The equity/venture capital program makes limited partner investments in seed and early-stage focused venture funds to support growth in underserved small businesses.

SSBCI Technical Assistance (TA) Program Overview

The Chickasaw Nation, approved for $1.0 million in SSBCI Technical Assistance (TA) grant funding, implements the TA grant program directly through its own Chickasaw Business Network (CBN). The TA program provides accounting, financial advisory, and legal services to small business owners participating in the Tribal capital program or other small business programs. The goals of the TA program are to provide services to 60-100 small businesses on accounting, tax, and legal matters, and engage 175-250 participants in business skills and education training through networking and consultation sessions.

Program information updated in January 2025

SSBCI Capital Program Overview

The Choctaw Nation of Oklahoma, approved for up to $44,981,736, operates three programs: one collateral support program (CSP), one loan participation program (LPP), and one equity/venture capital (direct) program. The programs provide critical access to capital to traditionally underserved small businesses in the Tribal reservation. Additionally, the programs serve a wide variety of small businesses with specific emphasis on financing start-ups and innovation-focused industries. The overarching goal of the Tribe’s programs is to collectively build a strong reservation economy, fostering sustained growth that generates employment opportunities, elevates wages, improves living standards, and addresses barriers to capital access for underserved communities and startups lacking established banking relationships.

SSBCI Technical Assistance (TA) Program Overview

The Choctaw Nation of Oklahoma, approved for $1.0 million in SSBCI Technical Assistance (TA) grant funding, offers legal and financial advisory services to businesses participating in the Tribe’s SSBCI Capital program. The goal of the TA program is to promote growth and development of business operations and opportunities through Tribal entrepreneurs that are creating more economic impact, creating new jobs, and stimulating the local economies throughout the Tribe’s reservation area.

Program information updated in January 2025

SSBCI Capital Program Overview

The Muscogee (Creek) Nation, approved for up to $20,168,057, operates three programs: one collateral support program (CSP), one loan participation program (LPP), and one equity/venture capital (direct) program. The programs provide critical access to capital to traditionally underserved small businesses. The programs serve a wide variety of small businesses, with a portion of the funding supporting financing for start-ups. Collectively, the intended result of the programs will be to diversify the Tribe’s economic base, create more employment opportunities for Tribal citizens, and enable small businesses and start-ups to establish relationships with lenders and build credit.

Program information updated in January 2025

SSBCI Capital Program Overview

The Osage Nation, approved for up to $5,092,326, operates three programs: one collateral support program (CSP), one loan participation program (LPP), and equity/venture capital (direct) program. The Tribe, through the SSBCI program, provides credit and investment support to start-up small businesses in the healthcare, tourism, and technology industries, amongst other industries.

SSBCI Technical Assistance (TA) Program Overview

The Osage Nation, approved for $427,380 in SSBCI Technical Assistance (TA) grant funding, uses contractors to provide entrepreneurial workshops and TA to underserved and very small businesses participating in the Tribe’s SSBCI Capital program or seeking other federal small business support. The Tribe’s goal is that 25% of the attendees of the entrepreneurial workshops will successfully apply for business financing.

Program information updated in January 2025

SSBCI Capital Program Overview

The Seminole Nation of Oklahoma (SNO), approved for up to $4,139,833, operates three programs: one collateral support program (CSP), one loan participation program (LPP), and one equity/venture capital (direct) program. These programs meet the needs of the Tribe by providing much needed credit support for Tribal-owned, Tribal member-owned, and non-member-owned small businesses within the Tribe’s jurisdiction. Additionally, the programs serve small businesses across multiple industries with the one equity/venture capital program focused specifically on food sovereignty and energy industries. Collectively, the intended result of the Tribe’s programs will be job creation and overcoming barriers to capital access faced by Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Three Affiliated Tribes of the Fort Berthold Reservation, North Dakota, approved for up to $3,722,005, operates a single collateral support program (CSP). The CSP supports small businesses in the vicinity of the Tribe in North Dakota.  The program is expected to support small businesses in the government contracting, construction, energy, transportation, and agriculture industries. The Three Affiliated Tribes of the Fort Berthold Reservation expects its SSBCI programs will create additional jobs and entrepreneurship opportunities for tribal members.

Program information updated in July 2025

SSBCI Capital Program Overview

Tohono O’odham Nation of Arizona, approved for up to $7,856,731, operates one capital access program (CAP). The program targets established and start-up businesses on or off the Tribal reservation across a variety of industries for purposes including, but not limited to, working capital, equipment, and inventory purposes. The Tribe expects this CAP support will facilitate local rural economic development and create jobs and new entrepreneurship opportunities to Tribal members.

Program information updated in January 2025

SSBCI Capital Program Overview

Tunica-Biloxi Indian Tribe (TBTLA), approved for up to $732,944, operates a single loan participation program (LPP). The LPP invests in Tribally-owned and member-owned small businesses. Potential investments include small businesses in industries supporting critical infrastructure, such as transportation, energy, water, and communications. The Tribe expects its LPP will provide expanded entrepreneurship opportunities and create quality jobs for Tribal members.

SSBCI Technical Assistance (TA) Program Overview

Tunica-Biloxi Indian Tribe (TBTLA), approved for $74,910 in SSBCI Technical Assistance (TA) grant funding, provides guidance and support for the development and implementation of tailored programs that offer funding to small businesses and entrepreneurs through equity/venture capital, loan participation, loan guarantee, collateral support, and capital access programs. The Tribe hopes to increase the number of Tribal-owned business enterprises to improve long-term economic prosperity.

Program information updated in January 2025

SSBCI Capital Program Overview

Turtle Mountain Band of Chippewa Indians of North Dakota, approved for up to $7,245,207, operates one program, a loan participation program (LPP). The program purchases participations of up to 50% of senior loans and partners with a local bank to originate loans. The Tribe works with more than 300 identified small businesses, other entrepreneurs, and agricultural producers who receive business training and assistance to secure a loan.

Program information updated in January 2025

SSBCI Capital Program Overview

A group of 125 Tribal governments that applied jointly through the State of Alaska, University of Alaska Small Business Development Center (Alaska SBDC), approved for up to $83,142,887, operates three programs, including a loan guarantee program (LGP), a loan participation program (LPP), and an equity/venture capital (funds) program. The LGP, allocated approximately $68.1 million, provides up to 50% guarantees on loans to small businesses.  The LPP, allocated approximately $5 million, supports up to 50% of loans originated by private lenders. The equity/venture capital (funds) program allocated approximately $10 million, provides equity/venture capital support to small businesses through a new venture capital program implementing a fund investment strategy, targeting Tribal member-owned businesses, mostly located in rural areas of Alaska.

Program information updated in December 2025

SSBCI Capital Program Overview

Wampanoag Tribe of Gay Head Aquinnah (WTGHA), approved for up to $721,863, operates one loan participation program (LPP). This program provides much needed credit support for WTGHA Tribal citizens who are creating or expanding small businesses for which they have a controlling interest. The program anticipates serving small businesses across multiple jurisdictions and industries, including but not limited to tourism, hospitality, professional trades, and construction industries. WTGHA’s LPP is expected to lead to job creation for Tribal citizens, provide Tribal entrepreneurs access to affordable financing, and support Tribal Enterprise and business development opportunities.

Program information updated in June 2025

SSBCI Capital Program Overview

Washoe Tribe of Nevada & California, approved for up to $724,528, operates a loan participation program (LPP). The LPP purchases participations or makes companion loans of up to 50% of principal loan amounts and will target Tribally-owned enterprises and Tribal member-owned enterprises, including start-ups.

SSBCI Technical Assistance (TA) Program Overview

Washoe Tribe of Nevada & California, approved for $74,148 in SSBCI Technical Assistance (TA) grant funding, designates the Washoe Development Corporation to implement its TA program with assistance from the Rural Community Assistance Corporation (RCAC), a Community Development Financial Institution (CDFI) with over 25 years of experience providing capital and TA services to small, low-income rural communities in 13 Western states, with a particular focus on Indigenous and other underserved populations. RCAC delivers financial advisory TA services through virtual training and one-on-one coaching to an expected 10-15 SEDIs or VSB entrepreneurs. The Tribe and RCAC anticipate three to seven SEDIs or VSBs will successfully submit applications and receive approximately $75,000 to $500,000 through this business coaching and TA support.

Program information updated in May 2025

SSBCI Capital Program Overview 

Winnemucca Indian Colony of Nevada (WIC), approved for up to $609,643, operates one equity/venture capital (direct) program. The program meets the needs of the Tribe by leveraging SSBCI funds to support the equity financing of Tribally-owned enterprises. The Tribe expects that the program will provide sustainable full-time jobs and professional development opportunities for Tribal members and provide additional revenues for the Tribe that can be used to support public services including health, education, and social services.

SSBCI Technical Assistance (TA) Program Overview

Winnemucca Indian Colony of Nevada (WIC), approved for $63,751 in SSBCI Technical Assistance (TA) grant funding, provides legal services to the underserved and very small businesses participating in the Tribe’s capital program. The proposed TA program supports the Tribe’s capital program by contracting with an experienced attorney to provide legal assistance for the successful implementation of a nursery project and convenience store expansion.

Program information updated in January 2025

SSBCI Capital Program Overview

Yurok Tribe of the Yurok Reservation, California, approved for up to $1,406,081, operates two loan participation programs. The Tribe originates small dollar loan participations through an authorized Community Development Financial Institution, as well as participates in loans alongside traditional lenders.

SSBCI Technical Assistance (TA) Program Overview

Yurok Tribe of the Yurok Reservation, California, approved for $118,007 in SSBCI Technical Assistance (TA) grant funding, administers its TA program through Yurok Alliance for Northern California Housing (The Alliance CDFI). The TA program supports small businesses by creating training programs to assist borrowers in financial reporting and provide business resources. The Tribe’s long-term goal is to reach over 1,100 participants with their trainings.

Program information updated in March 2025