Looking for homeowner assistance?

Homeowners can find out what homeowner assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).

Homeowner Assistance Fund

The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. 


Through 2022, HAF-funded programs have assisted over 230,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement.  In 2022, foreclosure filings were significantly lower than in any pre-pandemic year with available data. Data also show that very low-income homeowners, homeowners of color, and female homeowners have received a majority of HAF assistance.

Find homeowner assistance

View information about how to connect with homeowner assistance near you.

Questions?

Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.

 

Highlighted Resources

Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.

RECENT UPDATES

February 2024

January 2024

December 2023

  • Allocations (Tribes): On December 6, Treasury published an updated list of Tribes and Tribally designated housing entities participating in HAF.

November 2023

  • HAF Self-Service Resource: On November 3, Treasury updated the HAF Self-Service Resource.
  • Reporting (Tribes): On November 3, Treasury published a recorded webinar providing an overview of Tribal Government’s HAF Quarterly and Annual Reporting slides.

Resources for Tribes

Treasury has developed resources to help Tribes implement their programs.

Press Releases

October 2023

  • October 23: On October 23, Treasury released a report providing new evidence that the recovery from the economic harm of the COVID-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. Building on these findings, the Biden-Harris Administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the Annual Freedman’s Bank Forum.
  • On October 16, Treasury published data showing the Homeowner Assistance Fund Assisted Nearly 400,000 Families At Risk Of Foreclosure

July 2023

March 2023

May 2022