Looking for homeowner assistance?

Homeowners can find out what homeowner assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).

Homeowner Assistance Fund

The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. 

Through 2022, HAF-funded programs have assisted over 230,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement.  In 2022, foreclosure filings were significantly lower than in any pre-pandemic year with available data. Data also show that very low-income homeowners, homeowners of color, and female homeowners have received a majority of HAF assistance.

Find homeowner assistance

View information about how to connect with homeowner assistance near you.


Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.


Highlighted Resources

Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.


September 2023

August 2023

July 2023

June 2023