The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes.
Through June 2024, HAF-funded programs have assisted over 549,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. The data shows that the majority of HAF assistance reached economically vulnerable and traditionally underserved homeowners, including low-income homeowners, homeowners of color, and female homeowners. Further, available data has shown that foreclosure filings have remained below pre-pandemic levels.
Find homeowner assistance
View information about how to connect with homeowner assistance near you.
Questions?
Highlighted Resources
Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.
RECENT UPDATES
October 2024
- Reporting (Tribes): On October 1, Treasury published a resource supporting Tribal Governments submitting the HAF Quarterly and Annual Reports.
September 2024
- Reporting: On September 27, 2024, Treasury released HAF Quarterly Compliance Data through Q2 2024.
- Reporting (Notice for Tribes): On September 17, Treasury shared a notice with updated reporting requirements for Tribes.
- Guidance (Tribal Resources): On September 16, Treasury published a resource on HAF Financial Assistance 101 and a resource on Introduction to Procurement Requirements for Tribal Entities.
August 2024
- Guidance: On May 30, OMB published the Compliance Supplement. To view the relevant section on the Treasury website please see the 2024 HAF Compliance Supplement.
July 2024
- HAF Self-Service Resource: On July 17, Treasury updated the HAF Self-Service Resource.
June 2024
May 2024
- Reporting Resource (Tribes): On April 26, ID.Me published a Tribal User Guide for identification verification.
April 2024
- Guidance (Tribal Resources): On April 2, Treasury published a resource on Subrecipient Monitoring and Management for Tribal Entities.
March 2024
- Reporting (Closeout): On March 27, 2024, Treasury published the HAF Closeout Reporting User Guide
- Promising Practice (Closeout): On March 27, 2024, Treasury published HAF Closeout Promising Practices to share strategies to help ensure that the process goes smoothly and sets up homeowners and other partners for success in the future.
- Blog: On March 19, 2024, Treasury published the blog post HAF at Three-Years Old: Building on Lessons Learned from HHF.
- Reporting: On March 19, 2024, Treasury released HAF Quarterly Compliance Data through Q4 2023.
Resources for Tribes
Treasury has developed resources to help Tribes implement their programs.
- HAF Reporting Notice for Tribes dated September 17, 2024
- Designating HAF Points of Contact by HAF Account Administrators
- Tribal Resources for Reporting
- Identity Verification with ID.me for Tribal Users
- 2024 HAF Compliance Supplement
- HAF Tribal Allocation Adjustment Overview and Instructional Slides
- Additional Instructional Webinars and Slides
- Tribal Affairs Newsletter Sign Up
Press Releases
October 2024
- October 2: Treasury has published The American Rescue Plan: Expanding Access to Housing featuring stories about how Treasury programs have helped families across the country access stable and affordable housing.
March 2024
- On March 19th, Treasury published data showing the Homeowner Assistance Fund Assisted Helped Keep More Than 500,000 Families In Their Homes and the blog post HAF at Three-Years Old: Building on Lessons Learned from HHF.
October 2023
- On October 23, Treasury released a report providing new evidence that the recovery from the economic harm of the COVID-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. Building on these findings, the Biden-Harris Administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the Annual Freedman’s Bank Forum.
- On October 16, Treasury published data showing the Homeowner Assistance Fund Assisted Nearly 400,000 Families At Risk Of Foreclosure
July 2023
- On July 7th, Treasury published data showing the Homeowner Assistance Fund Helped Keep More than 300,000 Families In Their Homes
March 2023
- On March 14th, Treasury published On American Rescue Plan’s Second Anniversary, Treasury Releases New Data on Act’s Historic Investments in Economic Growth
May 2022
- On May 6th, Treasury published a Statement from Secretaries Yellen, Fudge, McDonough, and Vilsack on Continued Efforts to Connect Homeowners to Pandemic Relief