Looking for homeowner assistance?

Homeowners can find out what homeowner assistance covers, how it works, and who’s eligible on the interagency housing portal hosted by the Consumer Financial Protection Bureau (CFPB).

Homeowner Assistance Fund

The Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan Act, provides $9.961 billion to support homeowners facing financial hardship associated with COVID-19. HAF funds were distributed to states, U.S. Territories, and Indian Tribes. Funds from HAF may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. 


Through June 2024, HAF-funded programs have assisted over 549,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. The data shows that the majority of HAF assistance reached economically vulnerable and traditionally underserved homeowners, including low-income homeowners, homeowners of color, and female homeowners. Further, available data has shown that foreclosure filings have remained below pre-pandemic levels.

Find homeowner assistance

View information about how to connect with homeowner assistance near you.

Questions?

Program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.

 

Highlighted Resources

Treasury offers a variety of resources to support successful HAF program implementation and increase program transparency.

RECENT UPDATES

October 2024

September 2024

August 2024

  • Guidance: On May 30, OMB published the Compliance Supplement. To view the relevant section on the Treasury website please see the 2024 HAF Compliance Supplement.

July 2024

June 2024

May 2024

  • Reporting Resource (Tribes): On April 26, ID.Me published a Tribal User Guide for identification verification.

April 2024

March 2024

Press Releases

October 2024

March 2024

October 2023

  • On October 23, Treasury released a report providing new evidence that the recovery from the economic harm of the COVID-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. Building on these findings, the Biden-Harris Administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the Annual Freedman’s Bank Forum.
  • On October 16, Treasury published data showing the Homeowner Assistance Fund Assisted Nearly 400,000 Families At Risk Of Foreclosure

July 2023

March 2023

May 2022